How do you know when you are paying in cheap dollars? It's when you're paying your dentist through a cheap dental insurance plan or a plan that gives you deep discounts.
But there's really no need to feel guilty or to even think of yourself as cheap if you're shelling out practically nothing for all the hard work that your dentist did - he certainly won't go broke that way.
To be a dentist in America is to have a work-for-hard ticket to becoming a millionaire. If we go by known figures, an orthodontist earn on the average $365,000 annually for a 35-hour week. Dental schools have been blamed for this phenomenon - they've been accused of intentionally keeping the supply of professional orthodontists low so professional fees can be high (as if the schools are earning commissions from their graduates).
Orthodontists are specialists in the field of dentistry - they manipulate the alignment of teeth, among other things. General dentists earn less than their orthodontic counterparts, precisely because orthodontists need to undergo two years of specialized training. While the average orthodontist earns $149 per hour, the general dentist earns $92 per hour.
The cost of dental fees alone is enough reason for anyone to take a cheap dental insurance plan or a dental discount plan. Keep in mind the differences between the two: with dental insurance there are premiums to be paid and paperwork to be processed, but there are practically no out-of-pocket expenses except for the deductible fee.
With a dental discount plan, there are none of the hassles associated with insurance. However, keep in mind that with these types of plans, even if you pay the annual fee to the plan provider, you will only be offered discounts on professional fees.
Ray Singh is an insurance agent operating in practically all states of the United States through his website http://www.cheap-dental-insurance.com
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