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People Trust in the Health Benefits of Herbs

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Aside from the fact that Herbs add more flavor to food, there are recognized health benefits that herbs could give the body. Since ancient times, it's been demonstrated that herbs genuinely have health benefits and as contemporary medicines were not available in those times, herbs were regarded as a good remedy for every health problem

There are many health benefits that have been demonstrated by herbs and nowadays, doctors and other investigators are seeking more ways to utilize herbs for our wellness.

Power Of The Herbs

Herbs like garlic, pau d'arco, goldenseal, and licorice are acknowledged to yield health benefits when treating fungus or other skin irritations. The health benefits of herbs equivalent to these are unexcelled because many manufacturers of natural medicines are now producing creams and shampoos that are produced from these to help in minimizing skin irritation.

The health benefits of herbs like chamomile assists in soothing the stomach, calming the nerves, helping in inducing sleep, and easing cold symptoms to prevent fever. Besides, there are certain herbs such as ginger that helps in improving the blood circulation in our bodies, regulates blood glucose, represses menstrual cramps, and like the chamomile; it assists in alleviating cold and flu symptoms.

Although other people might just use cinnamon when cooking or baking apple pies and cinnamon rolls, it could also be included in the list of health benefits of herbs as it assists in improving circulation, relieves cold symptoms, alleviates stomach upsets, menstrual cramps, and regulates blood glucose and insulin.

Popularity Of Herbs In The Marketplace

Because many trust in the health benefits of herbs, many people are resorting more to alternate or natural medicine when it concerns curing their ill health*. Because of this, more manufacturers are also developing products that incorporate natural herbs to give further options to the people. Products like herbal teas that alleges to aid regulate your gastrointestinal system or is said that could be used as a dietary supplement, shampoos and lotions that helps in aiding skin irritations, and products like herbal medicines in liquid form or as pills are being sold in the marketplace today.

You could find these alternate medicines and herbal products in health stores like GNC and LivingWell which are located in popular department stores or strip malls. In addition, you could find them on the internet and some may receive an even bigger deal, marketing them at a lower price with free shipping.

Brian E. Hill has been a keen gardener ever since he "helped" his father and grandfather when he was just six. Since then he has done vegetable gardening extensively, and is at present concentrating on container gardening, as he and his wife are moving to an apartment where he hopes to continue gardening in his retirement. You can get more information on herb gardening by visiting http://bhillsblog.info/herbsinpots.com/

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How does an Illinois resident with a pre-existing health condition find a quality Illinois health insurance plan? Why does it seem like it is so difficult to find a pre-existing condition Illinois health insurance plan?

Pre-existing conditions are defined as illnesses in which the person has gone to a physician, clinic, or medical facility and has received medical care in the past. Insurance companies are using these questionnaires as well as an exclusion period in order to defend themselves from people with pre-existing conditions that are seeking medical insurance.

In the state of Illinois people that are applying for an individual health insurance plan can be turned down at the insurance company's discretion due to pre-existing conditions unless that person is eligible for an Illinois HIPAA health insurance plan.

In the state of Illinois they follow HIPAA laws very strict. The Health Insurance Portability and Accountability Act created in 1996 and effective in 1997 provides protection for people that have medical pre-existing illnesses. The law protects people by limiting their exclusion period when purchasing health insurance, lowering the chances for a member with a pre-existing condition to lose coverage, providing protections when they change jobs and guaranteeing that your health insurance policy gets renewed at the end of your coverage year.

The law however, has not eliminated the ability of individual carriers of denying health insurance to pre-existing condition people or exclude medical conditions. The only guarantee issue provisions lie in State sponsored plans and insurance company funded plans. What HIPAA does provide is for guaranteed acceptance health insurance coverage for people that meet 6 HIPAA requirements. When someone meets these 6 requirements they are considered "HIPAA eligible" and can qualify for a guaranteed issue HIPAA health insurance plan. The 6 requirements for HIPAA eligibility can often be the only avenue of health insurance coverage available to some high risk individuals with major pre-existing health conditions.

Some of the most important insurance companies in the state of Illinois handle pre-existing conditions a little bit differently, because of this it is important to do some research and actually shop around for a policy before deciding to apply. Individual plans have more exclusion that group plans and that is why they are quite a bit less expensive, because they are more restrictive.

Aetna Health Insurance who is one of the "big dogs" in the health insurance business across the United States is a primary example of exclusion period. They offer a 365 day period starting from the day of enrollment, in which a person with a pre-existing condition is not covered. It is important to note however, that if the person that has a pre-existing condition has had prior creditable coverage within 63 days immediately before the signature of the application; then the exclusion period will be waived.

Another example of this can be seen with Blue Cross and Blue Shield of Illinois, who is one of the 39 independent, community-based insurance companies that make up the national Blue Cross Blue Shield network. Since they are independent that means they might not have the same provisions as Blue Cross Blue Shield companies in other states. In Illinois, BCBS requires a member with a pre-existing condition to wait a 365 day exclusion period from the day that they sign the policy before receiving coverage for their illness.

Compared to individual coverage, group plans are a little better. They cannot turn you down due to a pre-existing condition, which makes group plans more expensive. Under HIPAA law an employer can only deny pre-existing condition coverage if the person is diagnosed, receives treatment or has care and treatment 6 months before the enrollment date. A good thing to note is that pregnancy cannot be accounted as a pre-existing condition by an employer insurer.

The total time a person can be excluded from a group health plan if they have a pre-existing condition is 12 months after enrollment (18 months if they enroll late), for this reason it is important for a person to sign up for health insurance as soon as they are offered it (if not you can be subject to 18 months instead of 12). Fortunately for some, the time can be less in case that they were covered by an insurance company for the 63 days before enrollment. Also, an insurer cannot deny coverage to a small employer (2-50) under HIPAA law.

Finding Illinois health insurance coverage when one has a pre-existing condition can be very tough. Not to mention that pre-existing conditions cover everything from cancer, HIV, Hepatitis C and even high cholesterol. It is key however, for a person that has a pre-existing condition to know all the exclusions and their rights that are provided under the HIPAA law. This is important because once you know your rights, you will be able to be more knowledgeable about the subject and avoid long exclusion periods.

You will only find good health insurance that covers pre-existing conditions if you shop around. Remember that not all insurance companies have the same approval criteria so it is important to shop around and speak with a licensed Illinois health insurance agent if you have pre-existing conditions and need assistance finding health insurance coverage. Be sure and do your research to learn more about Illinois HIPAA health insurance and about health insurance for pre-existing conditions.

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Blogger BlogNet56630: Aug 23, 2008

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