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Instant Home Insurance Quote - Get the Best Rate

Published Thursday, October 30, 2008 by bloggerblognet26206 | E-mail this post

Your computer can offer you more than instant messaging and news updates - it can also give you access to instant home insurance quotes. And even better, the quotes can save you money over what you're paying now.

Insurance Comparison Sites Provide the Answers to Your Insurance Needs

Insurance comparison websites are the key to getting the best rate on home insurance. These websites let you get fast quotes from several insurance companies at one time.

No more calling or visiting individual agents to get quotes to compare. No more repeating endlessly the same information about how old your roof is or what deductible you want. Instead, you fill out one simple form on the website, submit it, and then sit back and wait for the insurance quotes to arrive.

If you have questions, the best websites even have insurance experts on hand to talk with you and help you out (see link below).

Getting the Best Rate

Of course, you want your quote to not only be fast, but also to be inexpensive. To save on your homeowners insurance, follow these tips:

* Install safety features in your home, such as deadbolts, smoke alarms, fire extinguishers, and security systems. These items can get you discounts from your insurance company.

* Set your deductible as high as you can afford. The higher your deductible, the lower your annual premium.

* Keep your credit rating in good shape - or work to improve it if it is not as good as it should be. A poor credit rating puts in a higher risk category and leads to higher premiums.

* Insure your car and your home with the same company so you can benefit from the multi-policy discount most insurers offer.

* Don't buy too much insurance. You only need to insure the value of your home itself, not the value of the land it sits in. As for your personal property, conduct a home inventory so you know how much it would cost to replace all your belongings.

Visit http://www.LowerRateQuotes.com/homeowners-insurance.html or click on the following link to get instant home insurance quotes from top-rated companies and see how much you can save. You can get more tips and advice in their Articles section, and get answers to your questions from an insurance expert by using their online chat service.

The authors, Brian Stevens and Stacey Schifferdecker, have spent 30 years in the insurance and finance industries, and have written a number of articles on instant home insurance quotes.

Blogger BlogNet56630

Instant Home Insurance Quote - Get the Best Rate

E-mail this post

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Blogger BlogNet56630: Instant Home Insurance Quote - Get the Best Rate

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